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Christian Community Credit Union



IRAs
Plan your Retirement
Saving for retirement and setting your personal goals are the keys to enjoying a secure and enjoyable retirement. Use the tools provided in this section of the Christian Community Credit Union IRA Service Center to create your own projections and "what-if" scenarios. Each tool features a "learn about" section that gives you the opportunity to read about the options available and provides a unique opportunity to determine what works for you.

IRA Options:
Money Market
$100 minimum deposit to open.

Premium Money Market
$25,000 minimum deposit to open.

Certificates
$1,000 minimum deposit to open.

There is a $50 fee if the IRA is closed or if funds are transferred to another institution. Penalties for early withdrawal if funds are withdrawn before the age of 59 1/2.
 

Does the Roth IRA make sense for you?
The IRA Conversion Analyzer™ will assist you in evaluating potential benefits of converting (or not converting) Traditional IRA funds to a Roth IRA.

> IRA Conversion Analyzer™
 

Should you use a Traditional IRA or a Roth IRA to save for retirement?
The answer to that question depends on a number of factors. The IRA Selector™ will assist you in evaluating which type of IRA will provide the greatest amount of after-tax income at retirement.