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Christian Community Credit Union



Business Checking & Savings
When you open a Checking Account for your business, you get unlimited deposits, unlimited check writing, 24/7 Online Banking, and more! Plus, you have access to convenient deposit locations nationwide. As always, you can count on our expertise to help you save money and save time so you can do more for your business.
 
Business Interest Checking
With a low minimum balance and unlimited deposits and check writing, this account will work for a business of any size. Our business checking account offers:
  • Interest earned on entire daily collected balance when $750 or more
  • Unlimited deposited items
  • Unlimited check writing
  • Convenient deposit programs
  • Unlimited no fee ATM access within
    the CO-OP Network1

  • Free Bill Payer
  • Free introductory check order
  • Overdraft protection available
  • Free e-Statements

Minimum deposit to open is $100. Checking Account earns interest when daily balance is $750 or more. This is a variable rate account and the APY could change after the account is opened. For current APY, call 800.347.CCCU (2228) or view our current rates.


$15 monthly fee when the daily balance falls below $2,500 at any time during the month.



Business Savings
Start saving money for your business using our flexible Savings Account, which offers:
 
  • Low balance requirements with favorable returns
  • More earnings than most bank passbook accounts
  • Unlimited transfers and withdrawals at any time without penalty

Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the credit union. Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the credit union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the member’s other account(s) at the credit union or to a third party.

 $5 monthly fee when the balance falls $500.
Premium Money Market Accounts
 
• Unlimited withdrawals in person and up to
  6 transfers per month1

• NO Check writing

• Competitive rates

• Minimum opening deposit of $25,000

• Minimum daily balance of $25,000

• Interest compounded daily and paid on monthly
  collected balances

• Monthly service fee of $12 when the balance falls
  below minimum

• Access account using Ministry Online Banking,
  Ministry Cash Management, or at an ATM

• Statement options include eStatements and combined
  relationship statement

Money Market Accounts

• Minimum opening deposit of $1,000

• Minimum daily balance of $1,000

• Interest compounded daily and paid on monthly
  collected balances

• Monthly service fee of $8 when the balance falls
  below minimum

• Access account using Ministry Online Banking,
  Ministry Cash Management, or at an ATM

• Statement options include eStatements and combined   relationship statement 


Special Certificates Limited-Time Offer
Your money helps provide low-rate loans to ministries, churches, and their members. Best of all, you're sowing seed money towards building God's Kingdom!

 
0.75% APY* Penalty-Free Certificate
• 15 months
• $500 minimum
• $1,000,000 maximum per member
• NO Penalty for early withdrawal
 
You can withdraw your money seven days after opening the account and anytime thereafter without a penalty. Early withdrawal must be for the full balance plus all dividends earned. At maturity, the certificate will renew into a 12-month, non penalty-free, term share certificate at the prevailing rate.

1.00% APY* Step-it-Up Certificate
• 30 months
• $500 minimum
• $1,000,000 maximum per member
• Step-Up Option
 
If the standard rate increases on a 30-month certificate, you can STEP UP your rate once during the term. At maturity, the certificate will renew into a 24-month term share certificate at the prevailing rate. A penalty will be imposed on early withdrawals from certificates.

Term Share Certificates
Fixed-rate term certificates earn high rates for the term of your choice anywhere from six months to five years
  • Dividends are compounded daily and paid monthly
  • Automatic renewal
  • Choose to have interest compounded or automatically deposited to your checking or savings account
  • A penalty will be imposed for early withdrawal from certificates
  • Minimum opening balance $1,000

Certificate Laddering—Maximize your Savings!
 
Built around the concept of owning multiple bank certificates of deposit that have different maturity dates, the Certificate Ladder Principle can offer a safe and effective way to help you earn more without requiring you to lock in all of your money for the long term.

Learn MORE about:
 


Courtesy Pay
An Extra Level of Protection for Your Checking Account
> Details


Contact The Ministry Development Group today!

1. ATMs available through the CO-OP ATM Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.