Loan Rates
| Mortgage - Real Estate Loans |
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NEW 10-Year Mortgage, Fixed Rate • No Points
3.125/3.265%APR
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15-Year Mortgage, Fixed Rate • No Points
3.250/3.326%APR
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30-Year Mortgage, Fixed Rate • No Points
4.125/4.169%APR |
APR = Annual Percentage Rate
Mortgage Loan rates and terms effective 05/21/12 and are subject to change without notice. For new purchase loans, the maximum loan to value ratio is 80% based on appraised value. For refinance loans with cash out, the maximum loan-to-value ratio is 75% based on appraised value. All rates apply to single family dwellings that are owner occupied. Closing costs are associated with this loan. The APR is based on loan amounts up to $417,000.00. The loan may be refinanced at any time. Loan Approval subject to credit, income and property appraisal.
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| Home Equity CreditLine |
| Standard Variable Rate |
Maximum Loan-to-Value |
Minimum/Maximum Loan Amount |
| 3.50% APR |
80% |
$5,000 - $500,000 |
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Get a 1/4% discount if your mortgage/1st Trust Deed is with CCCU.
This is an open-end line of credit secured by the equity in your home. The rate is variable and is based on The Wall Street Journal prime rate. The rate is adjustable monthly with a minimum APR of 3.50% and a maximum APR of 18.00%. Fees associated with this loan: Appraisal fee and title fee - varies; additional fees approximately $300; sufficient fire insurance is required and flood insurance if required. One time membership fee of $5 will be added to your loan for new loan members only. |
| New and used Car Loans |
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As low as 1.99% APR for loans of $10,000 or more
This is a fixed rate loan with a $10,000 minimum. Monthly payment for $10,000 on 90% financing for 60 months at 1.99% APR would be $175.23. Rates are based on credit rating. For new auto loan member only, a one time $5 membership fee will be added to your auto loan. 1.99% APR does not apply to existing Christian Community Credit Union loans.
As low as 6.00% APR for loans under $10,000
Rates are based on credit rating. For new auto loan member only, a one time $5 membership fee will be added to your auto loan. Christian Community Credit Union auto loans are not eligible for refinancing. New members that joined the Credit Union within the last 6 months get an additional .25% discount.
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| Personal Credit Line as low as 5.00% APR |
| This is an open-end line of credit with payments of 3.5% of the outstanding balance. Rates are variable and tied to the 26-week T-Bill with a maximum APR of 18%. A one time $5 membership fee will be added to your loan for new loan only members. Rate effective 01/01/12 - 6/30/12. |
| Shared Secured Loans as low as 3.30% APR |
| Share secured loan rate is variable and will be charged 3% above the share rate paid by Christian Community Credit Union, rounded to the nearest 1/10 percentage point. Subject to change without notice. |
| Big Ticket Loans as low as 9.90% APR |
| This is a fixed rate loan based on approved credit. A one time $5 membership fee will be added to your loan for new loan members only. |
| APR = Annual Percentage Rate and is accurate as of 05/21/12 |
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