Ministry & Business Rates
| Interest Checking |
| $100 minimum deposit to open |
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| For balances of $750 or more |
0.20%
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0.20%
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| Ministry Savings Account |
| Minimum deposit to open |
|
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| $100 |
0.40%
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0.40%
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Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the credit union. Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the credit union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the member’s other account(s) at the credit union or to a third party. |
| Money Market |
| Minimum deposit to open |
|
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| $1,000 |
0.45%
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0.45%
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Variable rate account with easy access and maximum liquidity. Rates may change after the account is opened. $500 minimum withdrawal. Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the credit union. Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the credit union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the member’s other account(s) at the credit union or to a third party. There is an $8 monthly fee on all Money Market Accounts when the daily balance falls below $1,000 at any time during the month. |
| Premium Money Market |
| Minimum deposit to open |
|
|
| $25,000 |
1.00%
|
1.00%
|
Variable rate account with easy access and maximum liquidity. Rates may change after the account is opened. $500 minimum withdrawal. Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the credit union. Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the credit union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the member’s other account(s) at the credit union or to a third party. There is no check writing with this account. There is a $12 monthly fee on the Premium Money Market Account when the daily balance falls below $25,000 at any time during the month. |
| Kingdom Builder Certificates |
| New Money Only: $1,000 minimum to open |
Rate: 1.88% |
APY: 1.90% |
Term: 12-24 months
|
| New Money Only: $1,000 minimum to open |
Rate: 2.86% |
APY: 2.90% |
Term: 48 months
|
$1,000 minimum balance to open. Maximum of $100,000 per member. New money required (money that has never been deposited at Christian Community Credit Union). Offer is for funds deposited or transferred from non-Christian Community Credit Union accounts only. Funds on deposit can not be withdrawn and re-deposited in order to obtain a Kingdom Builder Certificate with new money only. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawal from certificates. |
| Term Share Certificates |
Step Up Option: If standard rates increase you can STEP UP your rate once during the term.
This option is available on certificates with terms of 12 months or more. |
| |
$1,000 minimum
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$10,000 minimum
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$50,000 minimum
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$100,000 minimum
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APY
|
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|
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0.65%
|
0.65%
|
0.80%
|
0.80%
|
0.85%
|
0.85%
|
0.90%
|
0.90%
|
|
|
0.95%
|
0.95%
|
1.09%
|
1.10%
|
1.14%
|
1.15%
|
1.19%
|
1.20%
|
|
|
1.49%
|
1.50%
|
1.64%
|
1.65%
|
1.69%
|
1.70%
|
1.73%
|
1.75%
|
|
|
2.03%
|
2.05%
|
2.18%
|
2.20%
|
2.23%
|
2.25%
|
2.27%
|
2.30%
|
|
|
2.42%
|
2.45%
|
2.57%
|
2.60%
|
2.62%
|
2.65%
|
2.66%
|
2.70%
|
|
|
2.81%
|
2.85%
|
2.96%
|
3.00%
|
3.00%
|
3.05%
|
3.05%
|
3.10%
|
APY = Annual Percentage Yield assumes that dividends remain in the account until maturity, a withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from certificates. Jumbo rates are subject to change daily. |
| New and used Car Loans |
As low as 3.99% APR for loans of $10,000 or more
This is a fixed rate loan with a $10,000 minimum. Monthly payment for $10,000 on 80% financing for 60 months at 3.99% APR would be $184.12. For new auto loan member only, a one time $5 membership fee will be added to your auto loan. Christian Community Credit Union auto loans are not eligible for refinancing.
As low as 6.00% APR for loans under $10,000
Up to 80% financing. For new auto loan member only, a one time $5 membership fee will be added to your auto loan. Christian Community Credit Union auto loans are not eligible for refinancing. |
APR and APY is accurate as of 03/15/10
APR = Annual Percentage Rate. APY = Annual Percentage Yield assumes that dividends remain in the account
until maturity, a withdrawal may reduce earnings. Rate changes are solely within the discretion of the Board of Directors and subject to change without notice. Variable rates are subject to change after the account is opened and are accurate as of the last dividend declaration period. Dividends are compounded daily and will be credited monthly on all dividend bearing accounts. Dividends are paid from current income and available earnings after required transfers to reserves at the end of a dividend period. Fees or other conditions could reduce earnings. |
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