NEW MEMBER SPECIALS

THE CHURCH BUILDER ACCOUNT An investment opportunity with higher rates and eternal rewards. Christian Community Credit Union needs extra deposits now to meet the demands of churches and ministries who are purchasing, building and expanding their facilities.

New members are those who have joined the Credit Union in the past six months. APY = Annual Percentage Yield. New Money is money that is not already on deposit at Christian Community Credit Union. Offer is for funds deposited or transferred from non-Christian Community Credit Union accounts only. Funds on deposit can not be withdrawn and re-deposited in order to obtain a Church Builder Certificate with new money only. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawal from certificates. Rates effective 05/01/08 and is subject to change without notice.



 4.00% APY Special Money Market Account
Earn it for 6 months on balances of $1,000 up to $10,000.

New Money Only. First Money Market Account Only. One account per member.
Minimum deposit to open is $1,000. Balances that fall below $1,000 or balances over $10,000 and after the six-month introductory period will earn the current variable Money Market Account APY. Unlimited withdrawals from the account, if made by mail or in person and payable directly to you. Withdrawals or transfers made by mail or in person and payable to a third party are limited to six per calendar month (3 can be by check). There is an $8 monthly fee on Money Market Accounts when the daily balance falls below $1,000 any time during the month.

>> Open a Special Money Market



 Interest Checking with Rewards
 • Get a $50 bonus with Direct Deposit
 • Free checking for 1 year & thereafter with Direct Deposit
 • Free box of checks

Interest Checking terms, conditions and restrictions:
Earn one CURewards point for every $2 in purchases. CURewards and missions donation generated only when Visa check Card is used as a “credit” transaction. If you do not qualify for a Visa Check Card, you may receive an ATM Card. No monthly fee for one year and thereafter with Direct Deposit or a $750 minimum. $7 otherwise.
$50 bonus offer applies if you sign up for Direct Deposit with your Interest Checking Account within 60 days of opening your account. Once all promotional requirements are met, the $50 bonus will be deposited into your Interest Checking Account within 30 days of receipt of the first Direct Deposit. The $50 bonus is available only on your first Interest Checking Account and will be paid only once. Interest Checking Account earns dividen when daily balance is $750 or more. This is a variable rate account and the APY could change after the account is opened.

>> Open an Interest Checking with Rewards



 Auto Loans
 • 1/4% rate discount on Auto Loans for new members
 • Plus get a $50 Visa Gift Card
$50 Visa Gift Card will be mailed within 20 business days upon funding of loan.

> Rates
> Apply for an auto loan



 Platinum Rewards Visa/MasterCard
 • 0% APR introductory rate on purchases for the first six months.
    Thereafter fixed 10.9%
 • No Annual Fee
 • The Card that Gives to Missions & Ministries
 • Over $2 million donated to date
 • Up to 10,000 CURewards bonus points
 • Double points for donations to churches/ministries

Minimum finance charge is $1.00.
Transaction fee for cash advance is 2% with a $5 minimum.
International service assessment fee is 1% of transaction amount.
A one-time $5 membership fee will be added to your loan for new credit card members only. The interest rate is fixed; however, the interest rate and all terms could change in the future.

Receive up to 10,000 CURewards bonus points on purchases:
5,000 when you’re approved and up to 5,000 more with double points for the first six months. Donations to churches and many ministries also earn double points and are subject to change without notice. Points earned will be credited to your account each month, will accrue over five calendar years and expire on a first-in-first-out basis annually. Points earned in calendar year one will expire as of the last day of calendar year five.

>> Apply for a Platinum Rewards Visa/MasterCard



 Free Online Banking
• Check your account anytime, anywhere
• Deposit your checks online
• Pay anyone anytime you like via eMail
• Transfer money to and from any checking account

>> More details on Free Online Banking



 Free Bill Payer
 • Pay anyone, anytime, anywhere in the US
 • Set up repeating payments, such as a car payment or rent
 • Schedule single payments up to one year in advance

>> More details on Free Bill Payer



 eStatements
$5 sign up bonus for eStatements
Bonus will be deposited to your account within 45 days after you enroll for eStatements.

>> More details on eStatements 

 BALANCE
Free Financial counseling through Balance - A Financial Fitness Program

>> Visit BALANCE - A Financial Fitness Program.



 Investment Choices
Mutual Funds, Stocks, Bonds, Life Insurance and more through Financial Network

Investments are: Not NCUA/NCUSIF insured, not a deposit, not credit union guaranteed, not insured by any Federal Government agency, may lose value. Securities are offered through Financial Network Investment Corporation, a registered broker/dealer and member of SIPC. Financial Network is not affiliated with CCCU and is located at: 101 S. Barranca Ave., Covina CA 91723. 800.347.CCCU ext. 6127.

>> Visit Financial Network



 Mortgage Loans
Home Loans and Equity Credit Line with low fees and competitive rates

>> Check Rates
>> Apply for a Mortgage Loan  



APR = Annual Percentage Rate | APY = Annual Percentage Yield.
New money is money that is not already on deposit at CCCU. Funds on deposit can not be withdrawn and re-deposited in order to obtain the Certificate and Money Market Account. CCCU reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.

The information herein is current as of 05/09/08. It is subject to change without notice after that date. To find out what may have changed, call 800.347.CCCU, write to Christian Community Credit Union, P.O. Box 3012, Covina, CA 91722 or email info@mycccu.com.