Christian Community Credit Union needs extra deposits now to meet the demands of churches and ministries who are building and expanding their facilities. When you invest in a Church Builder Certificate, you help provide affordable financing for ministries who seek to fulfill their vision for growth. Your investment will reap eternal rewards! Invest in a Church Builder Certificate today!

*New money required. New money is money that is not already on deposit at Christian Community Credit Union. Funds on deposit cannot be withdrawn and re-deposited in order to obtain the Certificate Account. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money. A minimum balance of $10,000 up to $250,000 is required for the Church Builder Certificate which will earn 5.10% APY (for new money only) or 5.00% APY for 9 months. A penalty will be imposed on early withdrawals from certificates. Rates effective 10/01/07 and are subject to change without notice.

Personalize your Christian Community Credit Union savings accounts to make reaching your savings goals easier and fun. Whether you’re saving for a “New Car”, “Vacation” or “Christmas,” the name you choose will appear on your monthly statement that’ll help you track your progress. You can also sign up for our automatic transfer service that will transfer a set amount each month from your checking account to your savings.

>> Name your account today!

When you give to churches and many ministries using your Christian Community Credit Union Platinum Visa or MasterCard, you earn double points*. Get more when you give more! Use your valuable CURewards points for exciting travel opportunities and premium merchandise.

>> Visit CURewards.com today to view the catalog and check your rewards.

*Double points apply on donations to religious organizations with IRS merchant category code 8661. Points earned are credited to your account each month and accrue over five calendar years and expire on a first-in-first-out basis annually. Points earned in calendar year one will expire as of the last day of calendar year five. Subject to change without notice.

“God has given gifts to each of you from his great variety of spiritual gifts. Manage them well so that God's generosity can flow through you.” I Peter 4:10 (NLT)

Your deposits at Christian Community Credit Union make it possible for us to fund these “kingdom-building” projects:

 • Destiny Christian Center, Garland, TX - construction of ministry facility that will include a sanctuary, fellowship hall,
    nursery and offices
 • Crossroads Church, Douglasville, GA - purchase of property that the church had been leasing
 • Embassy Ministries International, Fresno, CA - refinance and facility improvements
 • Fellowship In The Pass, Beaumont, CA - construction of ministry facility that will include sanctuary, music room,
    nurseries and classrooms

“It is a great blessing to work with a financial establishment whose employees relate to their work as a ministry and are in business to serve ministries. God’s riches blessings to Christian Community Credit Union.”
Pastors Doug and Cyndi Erickson
Embassy Ministries International

Get ready for retirement with Plan ItTM: Retire Ready Toolkit. It's a free online resource that can help you plan for and achieve retirement security. Access articles, listen to audio clips, run “what if” financial longevity scenarios.

 • Create a personal profile
 • Track your own retirement savings
 • Print personalized charts
 • Make retirement to-do lists

The Nominating Committee is accepting nominations for two positions on the Board of Directors and one position on the Supervisory Committee for 2008. Members interested in running for one of the positions may submit their names for consideration.

Applications must be submitted to the Nominating Committee by November 19, 2007 and should be sent by certified mail along with a return-receipt request to: Nominating Committee Chairman, Christian Community Credit Union, P.O. Box 9001 San Dimas, CA 91773. The Nominating Committee will select qualified nominees by November 29, 2007.

Nominations can also be submitted by petition and should include a request to be placed on the ballot and the petition signed by at least 100 members. A candidate must give written consent to the nomination. The nomination by petition must be submitted to Christian Community Credit Union by December 12, 2007. For a nomination application, please call 800.347.CCCU ext. 6210.

Find information on the issues that matter most to you and your family’s financial success. Each week this online guide features free facts about the topics that matter to you, from credit card fraud to saving for your children's education. Some of the topics include the following:

 • Learn the smart way to buy a vehicle
 • See how to save money on mortgages
 • Discover what to look for in a real estate agent

Plus, take the monthly Financial Fitness Challenge for your chance to win a $50 Visa gift card.

>> Visit the Home & Family Finance Resource Center

There's no such thing as a one size fits all when it comes to investing. Every investor has a unique set of goals, just like an investment program.

And, don't buy into the myth that says “stocks are for the young” and “bonds are for the mature investor.” When in fact, assets allocated entirely based on age, will not only limit your investment options but could also limit your earning potential, as well.

For example, a couple in their 40's with children entering college might want to consider investing primarily in short-term investment programs because they will more than likely need their funds sooner than later. While a couple also in their 40's with no children may think in terms of being a bit more “aggressive” and invest more in stocks.

The key is not to put all your eggs into one basket, because your choices are unlimited. With the assistance of your Registered Representative, you can wisely and appropriately allocate your investments according to your family and personal retirement needs.

Simply put — you have to plan and tailor your investment strategy to meet both your financial needs and your comfort level. No investment strategy is a guarantee of profits.

To speak with a Financial Network Representative, call 800.930.3642 ext. 6127.

>> Visit Financial Network

INVESTMENTS ARE NOT NCUSIF OR NCUA INSURED/ MAY LOSE VALUE/ NOT A DEPOSIT/ NO CREDIT UNION GUARANTEE/ NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Securities offered through Financial Network Investment Corporation. Member SIPC. Financial Network is not affiliated with Christian Community Credit Union, 101 S. Barranca Ave., Covina, CA 91723. 800.347.CCCU ext. 6127.

Christian Community Credit Union is making a difference worldwide. The Credit Union supports the development of credit unions in developing countries around the world through its support of World Council of Credit Unions, Inc. (WOCCU). Daysi Flores of Ecuador secured her family's freedom from poverty by leveraging her credit union membership with used greenhouse supplies. Daysi lives in the El Quinch region where flowers are the second largest export and there are many large flower factories. These flower factories use large plastic tarps that cover the growing greenhouses.

Daysi used her first credit union loan to launch her own recycling business. She contracts to buy damaged plastic tarps and hoses from several greenhouses. She then trucks these supplies to a recycling center, where they are melted into new sheeting then sold to other local greenhouses.

WOCCU has credit union development projects in 15 countries ranging from Afghanistan and Bolivia to Rwanda and Uzbekistan.

>> For more information visit WOCCU.org