John T. Walling, President/CEO of Christian Community Credit Union (right) celebrates 35 years with the Credit Union while Charles Hughes, Jr., Chairman of the Board (left) was honored for 40 years of service to the Credit Union at the 50th Annual Meeting.


John T. Walling, President/CEO (extreme left) along with Charles Hughes Jr., Chairman of the Board (extreme right) honor Lloyd Wagner, founding Treasurer/Manager (center left) and Dr. Earl Riley, founding Board Member (center right) with a Founder's 50-Year commemorative clock.


The Biola University Women's Chorus, directed by Julie Ramsey, provided inspirational music.

Another annual meeting highlight was honoring two founding Board Members, Dr. Earl Riley and Lloyd Wagner, who were presented with a commemorative clock for their dedication and vision in founding the Credit Union.

The Credit Union traces its origin back to 1957 when a handful of American Baptist ministers formed the American Baptist Ministers Credit Union in Southern California. Several years later, it became American Baptist Credit Union. In 2001, the Credit Union changed its name to Christian Community Credit Union to reflect the expanding field of membership and the Credit Union's vision to serve the larger Christian community. Through the years, the Credit Union's membership has grown to serve ministries, churches and their members nationwide and internationally.

The celebration was capped with inspirational music from the Biola University Women's Chorus. Choir Director Julie Ramsey was pleasantly surprised when John T. Walling presented her with a $2,000 donation towards their scholarship fund.

With assets over $400 million, the Credit Union has grown to over 29,000 members nationwide and in over 100 countries.
> View the Credit Union’s 50-year history highlights.

• New Life Foursquare Church, Laurel, MT purchase of property adjacent to church for future expansion
• Mt. Zion Baptist Church, Pittsburg, CA vehicle purchase for pastor
• Mt. Olive Baptist Church, Oklahoma City, OK refinance and facility improvements

Want to learn about money management but don't have time? Subscribe to “Matt About Money” and “Managing Money by The Book”—two free eNewsletters on money management that are short, practical, encouraging and enjoyable to read in just about three minutes each. Writer/Teacher Matt Bell gives God-honoring, Biblical money management tips in both eNewsletters.

With “Matt About Money,” you'll receive your free eNewsletter every two weeks which features short summaries of four personal finance articles including a brief commentary on how to make the most of the information for wise money management. “Managing Money by The Book” is a monthly eNewsletter that'll unpack a verse of Scripture related to money while examining its application to our lives today.

Christian Community Credit Union needs extra deposits now to meet the needs of churches and ministries who are purchasing, building and expanding their facilities. When you invest in a new Church Builder Certificate, you help provide affordable financing for ministries who seek to fulfill their vision for growth.

Invest in a Church Builder Certificate today and put your money to work in building God's kingdom.
> Apply today!

APY = Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawal from certificates. Rate effective 06/01/07 and is subject to change without notice. Not eligible for step-up option or as IRA certificate.

A good education is priceless… but it's definitely not free! If you need help paying for college, count on Christian Community Credit Union. We offer Stafford and Stafford Plus loans, the same federal loans offered at campuses across the nation. The big difference is that when you use Christian Community Credit Union for financing college expenses, you have the personal attention you've come to expect from your Credit Union.

Federal student loans are one of the smartest ways to borrow for college and Christian Community Credit Union can help make the process easy and convenient. For more information about these programs, contact a Financial Services Representative at 800.347.CCCU.

Although college may be more than a few seasons away, your child's future success depends on your actions today.

Let your financial professional help you select from the many options available to help you give your child the high quality education they deserve.

College savings options include:
• Section 529 College Savings Plans
• Coverdell Education Savings Accounts
• Savings Bonds
• Personal Savings and Investments
• Custodial Accounts

Contact one of our dedicated Financial Network Representatives to help in developing a winning
game plan for your child's future. Visit Financial Network  or call 800.930.3642 ext. 6127.

INVESTMENTS ARE NOT NCUSIF OR NCUA INSURED/ MAY LOSE VALUE/ NOT A DEPOSIT/ NO CREDIT UNION GUARANTEE/ NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Securities offered through Financial Network Investment Corporation. Member SIPC. Financial Network is not affiliated with Christian Community Credit Union, 101 S. Barranca Ave., Covina, CA 91723. 800.347.CCCU ext. 6127.

Your picture of retirement may be simple: you work until the age of 65, collect your gold watch and spend your remaining years playing golf, traveling the world or spoiling your grandchildren. But with pension plans changing and seniors living longer, reality may be very different.

Myth: Social Security will take care of all my needs.
Reality: Most retirees currently get about 40% of their income from Social Security. And that figure is apt to decrease in the future.

Myth: I won't need much to live on.
Reality: Experts advise that you will need 60 to 80% of your pre-retirement income. If you plan to travel or you incur unexpected medical expenses, you may need even more.

Myth: Once I retire, I'll never work again.
Reality: Most baby boomers plan to continue working,
at least part-time. In addition to reaping financial benefits, they will benefit from the social interaction and cognitive challenges.

Myth: I'm too young to worry about retirement.
Reality: You're never too young to plan for the future.
In fact, the sooner you start, the better.

An Individual Retirement Account (IRA) at Christian Community Credit Union is a smart way to secure your financial future. Call 800.347.CCCU today and we will be happy to review your options and help you achieve the retirement of your dreams.

“Plans fail for lack of counsel, but with many advisers they succeed.” Proverbs 15:22 (NIV)

Community Plus, an online shopping mall, will rebate a percentage of your purchase back to Christian Community Credit Union's donation program to support Christian missions and ministry projects.

At Community Plus, you can access all your favorite online department stores, travel and vacation, electronics and more. You'll continue to pay the same prices you pay when shopping directly at the merchant site, but your online purchase earns an average rebate of 4-5% which will go towards missions and ministry projects.

Give even more by using your Christian Community Credit Union “Card that Gives to Missions” credit card. Together, we can reach our donation goal of $230,000 each year.