John T. Walling, President/CEO of Christian Community Credit Union cuts the ribbon during the building dedication of the new Corporate Office and San Dimas Branch. He is joined by Board Members and San Dimas Chamber of Commerce members.

Christian Community Credit Union celebrated the opening of its new Corporate Office and San Dimas Branch with a ribbon-cutting ceremony and building dedication in October, 2006. The new branch includes a walk-up 24-hour ATM, three teller windows and also serves as a shared-branch location. Designed and built by Matlock Associates, the state-of-the-art 25,000 square-foot, two-story facility includes a community room, training roomand employee lounge.

“It's been a journey searching and developing this new facility,” says, John T. Walling, President/CEO of Christian Community Credit Union. “After many prayers and considerations, I'm thankful to God for directing us to this San Dimas location.”

Give your child, grandchild or young family member a head start in saving for the future. Open a Smart Start Certificate at 6% APY for 12 months and give the gift that lasts a lifetime - a Christian Community Credit Union membership. As our way of saying “thank you,” we'll send you the book, Your Kids Can Master Their Money. This book is filled with great, fun ways to help today's youth learn how to be good stewards.

APY = Annual Percentage Yield assumes that dividends remain in the account until maturity. CUTMA (minor) accounts are irrevocable custodial accounts held for the benefit of a minor. The custodian of the minor must be a member of Christian Community Credit Union. The Smart Start Certificate earns 6.00% APY for 12 months on a minimum balance of $500 and a maximum balance of $2,500. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawal from certificates. The rate of 6% APY for 12 months is effective for accounts opened between 01/01/07 to 04/30/07 and is subject to change without notice. One account per minor only. < /SPAN >

Already have a Christian Community Credit Union Checking Account? Great! Then use your Visa Check Card as a “credit” or “signature-based” transaction and you’ll earn one point for every $2 in purchases. Redeem your CURewards for airfare, hotels, cruises, electronics and more! Plus, if you have the Credit Union's Platinum Rewards Visa or MasterCard, you can combine your CURewards with your Visa Check Card points. Want to know how many points you've earned? Simply visit CURewards.com.

Use your Visa Check Card, give “credit” to missions and earn your CURewards today!

1. Minimum deposit to open is $100. Checking Account earns interest when daily balance is $750 or more. This is a variable rate account and the APY could change after the account is opened. For current APY, call 800.347.CCCU or go to myCCCU.com/rates. The $50 bonus is available only on your first Checking Account and will be paid only once. Bonus offer applies if you sign up for Direct Deposit with your Checking Account within 60 days of opening your account. Once all promotional requirements are met, the $50 bonus will be deposited into your Checking Account within 30 days of receipt of the first Direct Deposit. 2. Earn one CURewards point for every $2 in purchases. CURewards and missions donation generated only when Visa Check Card is used as a “credit” transaction. PIN transactions do not earn CURewards or generate a donation to missions.

“I thank God for Christian Community Credit Union. I've worked with and around other business personnel, but they are no match for Christian Community Credit Union's employees.”
Paxton Seals, Pastor
Community Outreach Church, Houston, TX

Loans to Make You Feel at Home
Conventional Loans up to $650,000: As low as 5.625 / 6.031% APR*
Jumbo Loans up to $1,000,000: As low as 6.000 / 6.235% APR*
Interest Only Loans & Swing Loans Available
Equity CreditLine as low as 7.50% APR**

APR= Annual Percentage Rate. *Rate effective 12/18/06 and is subject to change without notice. Rates are based on 2 points. Closing cost associated with this loan. For refinance loans with cash out, the maximum loan-to-value ratio is 75%. A 3-year reprice/call option on above rates applies and is subject to increase or decrease. All rates apply to single family dwellings that are owner-occupied. A one time membership fee of $5 will be added to your loan for new loan only members. **Equity CreditLine available in certain states. This is an open-end line of credit secured by the equity in your home. The interest rate is variable and is based on the Wall Street Journal prime rate. The rate is adjustable monthly with a minimum interest rate of 3.50% APR and a maximum interest rate of 18.00% APR. Fees associated with this loan: Appraisal fee and title fee - varies; additional fees approximately $300; sufficient fire insurance is required and flood insurance if required. A one time membership fee of $5 will be added to your loan for new loan only members. Estimated appraisal fee $400. A 1/4% deduction if your mortgage/1st Trust Deed is with Christian Community Credit Union.

1. I will pay down my credit card balances. If you're paying high rates or juggling balances on several cards, ask us  
    about transferring your balances to our low, fixed-rate Christian Community Credit Union Credit Card.
2. I will start a savings account. We can set up easy, automatic Payroll Deduction to help you save for the
    future.
3. I will get organized. Visit myCCCU.com and sign up for online banking, bill pay and eStatements. You’ll
    have all your financial information right at your fingertips.
4. I will contribute to an IRA. You still have plenty of time! See us for a Traditional, Roth or Coverdell account.
5. I will improve my credit score. Start by visiting www.annualcreditreport.com to order a free copy of your credit
    report. Examine them closely for errors, and ask us for some simple tips to boost your score.

We hope you will think of Christian Community Credit Union any time you have financial choices to make. We are here to help you succeed, and we'll be happy to set up the accounts and services you need.

The Credit Union is blessed to reach this golden milestone with over 28,000 members to date and over $440 million in assets. From church loans to saving accounts, the Credit Union is putting your money to good works while helping to build God's Kingdom. Thank you to all our members.

“Lord, all that we have accomplished You have done for us.” Isaiah 26:12b (NIV)