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“Cards that Give to Missions” provide minivan to Christian workers
Since 2004, Christian Community Credit Union has partnered with Transformation Ministries to provide their Christian workers-in-Residence with a Ford minivan to use while on home assignment. The minivan was purchased through the Credit Union's “Cards that Give to Missions & Ministries” program. Transformation Ministries, a ministry who strengthens churches to change the world for Christ, has designated the Mann family to use the minivan in 2006-2007. |
“It’s been a blessing for us to use the Ford minivan from Christian Community Credit Union. Our biggest challenge was transportation—not being able to get round to connect with our ministry partners and taking the children to school. With the help of the Credit Union, it’s made getting around a whole lot easier” says Lori Mann. Use your “Card that Gives to Missions & Ministries” credit and debit card and make a difference. To apply for your card call 800.347.CCCU or visit myCCCU.com.
Picture above is Matt Mann along with his wife Lori (middle) and their daughter Leann. The Manns are Christian workers to Laos. |
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Money matters from the Word
“Wherever your treasure is, there your heart and thoughts will be.” Matthew 6:21 (NLT) |
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Now accepting nominations
The Nominating Committee is accepting nominations for three positions on the Board of Directors and one position on the Supervisory Committee for 2007. Members interested in running for one of the positions may submit their names for consideration.
Applications must be submitted to the Nominating Committee by November 21, 2006 and should be sent by certified mail along with a return-receipt requested, to: Nominating Committee Chairman, Christian Community Credit Union, P.O. Box 9001 San Dimas, CA 91773. The Nominating Committee will select qualified nominees by November 29, 2006.
Nominations can also be submitted by petition and should include a request to be placed on the ballot and the petition signed by at least 100 members. A candidate must give written consent to the nomination. The nomination by petition must be submitted to Christian Community Credit Union by December 13, 2006.
For a nomination application, please call 800.347.CCCU, ext. 210.
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Deposit your checks without leaving home with uDeposit!
With just a few clicks, you can deposit your checks online, anytime, anywhere to your checking account using uDeposit -Online Banking's latest feature. |
With uDeposit, you simply enter your deposits through Online Banking and you'll receive credit to your account up to $1,500. Just deliver your checks to the Credit Union within two days by mail or in person and get access to the amount by the end of the next business day.
> Details |
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New money needed!
Invest in Church Builder Certificates
Higher Rates • Eternal Rewards
Limited-time offer! |
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Christian Community Credit Union needs extra deposits now to meet the demands of churches and ministries who are purchasing, building and expanding their facilities. When you invest in a new Church Builder Certificate, you help provide affordable financing for ministries who seek to fulfill their vision for growth. Your investment will reap eternal rewards!
5.25% APY* 18 months
5.35% APY* 36 months
5.50% APY* 60 months
$10,000 minimum. New money only.**
Offer is valid through 12/31/06 or until we receive
$15 million whichever occurs first. Invest in a church builder certificate today and put your money to good works.
Call 800.347.CCCU or visit myCCCU.com.
> Open a Church Builder Certificate today!
*APY = Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawal from certificates. Rate effective 10/01/06 to 12/31/06 and is subject to change without notice.
**New Money is money that is not already on deposit at Christian Community Credit Union. Funds on deposit cannot be withdrawn and re-deposited in order to obtain a Church Builder Certificate. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.
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Balance your budget through the holidays
Many of us spend too much through the holidays only to be in debt for months after. Don't let that happen to you this season. |
| Make a budget and stick to it. And for extra help, call BALANCE, a free Financial Fitness Program, offered as a benefit of your membership in Christian Community Credit Union.
BALANCE counselors can discuss ways to handle your finances, so you can have a truly happier holiday. Check with them for free, unbiased debt management advice and assistance. And when it comes to achieving your financial goals, they offer realistic options.
Call BALANCE today at 888.456.2227 or visit balancepro.net/CCCU.
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We’re Making a Difference!
Your money at work in building the Kingdom
You're putting your money to good works when you place your deposits at Christian Community Credit Union! The Credit Union uses your deposits to provide affordable financing to churches and ministries so they can grow and expand. Here's how we've helped some churches:
Chinese Community Baptist Church of South Orange County, Lake Forest, CA - worship center. The Rock of Greater Burlington, VT - sanctuary, nursery, church office and vehicle. Youth With A Mission, Las Vegas, NV - ministry office and staff housing. Comunidad Cristiana Nueva Vida, Torrance, CA - refinance. Mission Aviation Fellowship, Nampa, ID - new facility (hangar) and ministry office.
“Our relationship with Christian Community Credit Union has been a pleasurable journey. The Credit Union will always be our first call when we need financing of any kind.”
James Lee, Facilities Manager
Faith Fellowship Foursquare Church, San Leandro, CA
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Feel at home with our home loan programs
As low as 5.625 / 6.031% APR* Conventional Loans up to $650,000
As low as 6.000 / 6.235% APR* Jumbo Loans up to $1,000,000
Equity CreditLine as low as 7.50% APR**
$100 Visa Gift Card***
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Plus, you'll get a 25% cash rebate from the agent's commission through Christian Community Credit Union’s Real Estate Rebate Program. Call 800.347.CCCU.
*APR=Annual Percentage Rate, effective 10/01/06 and is subject to change without notice. Rates are based on 2 points. Closing cost associated with this loan. For refinance loans with cash out, the maximum loan-to-value ratio is 75%. A 3-year reprice/call option on above rates applies and is subject to increase or decrease. All rates apply to single family dwellings that are owner-occupied. A One time membership fee of $5 will be added to your loan for new loan only members. **APR=Annual Percentage Rate. Equity credit line available in certain states. This is an open-end line of credit secured by the equity in your home. The interest rate is variable and is based on the Wall Street Journal prime rate. The rate is adjustable monthly with a minimum interest rate of 3.50% APR and a maximum interest rate of 18.00% APR. Fees associated with this loan: Appraisal fee and title fee - varies; additional fees approximately $300; sufficient fire insurance is required and flood insurance if required. A One time membership fee of $5 will be added to your loan for new loan only members. Estimated appraisal fee $400. A 1/4% deduction if your mortgage/1st Trust Deed is with CCCU.< BR> ***$100 Visa Gift Card applies to loans funded by 12/31/06. Gift Card will be mailed within 30 days upon funding of loan.
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Don’t let these savings myths hold you back
It's not easy to save money. But it's not impossible either!
Don't be fooled by these common misconceptions: |
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Myth # 1: I'll have to suffer in order to save. You may have to make some changes, but just getting organized and making a plan might make all the difference!
Myth # 2: Everybody's doing better than me. Sadly, the national savings rate is zero. Zip. Zilch. So if you manage to save even a little, you're ahead of the game!
Myth # 3: If I try to save, I'll sink into debt. This is where your plan comes in. Work out a budget on paper, then put it into action. Pay yourself first, then pay the bills.
Myth # 4: If I made more money, I'd save more. Nope. If you're spending everything you make now, you'd probably just spend more.
The secret to saving can be summarized in four words: live below your means. Don't let fear, disorganization or peer pressure keep you from building up some financial security. Contact the Credit Union today and sign up for an Automatic Savings Plan.
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Now earn CURewards with your Visa Check Card! |
| Every time you use your Christian Community Credit Union Visa Check Card as a “credit” or “signature-based” transaction, you'll earn one point for every $2. Besides giving to missions, you can now earn valuable CURewards points.
Use your CURewards for free airfare, exciting travel opportunities and premium merchandise. Plus, if you already have the Credit Union's Visa Platinum Rewards Visa or MasterCard, you can combine your CURewards with your Visa Check Card points. Want to know how many points you've earned? Simply visit CURewards.com. Use your Visa Check Card give “credit” to missions and earn your CURewards today!
PIN transactions do not earn CURewards or generate a donation to missions.
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Retiring?
Changing Jobs?
Choose Wisely! |
| Whether you are retiring or starting a new job, leaving your current job raises a number of important issues, including what you should do with the money in your retirement plan. You have several options. It's important to understand not only the differences among these options, but also the tax and penalties, up to half of what you have spent in a lifetime saving. Take control of your assets! Our team of Financial Network consultants will assist in making the right decisions.
Call 800.930.3642 for a free consultation.
INVESTMENTS ARE NOT NCUSIF OR NCUA INSURED/ MAY LOSE VALUE/ NOT A DEPOSIT/ NO CREDIT UNION GUARANTEE/ NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Securities offered through Financial Network Investment Corporation. Member SIPC. Financial Network is not affiliated with Christian Community Credit Union, 101 S. Barranca Ave., Covina, CA 91723. 800.347.CCCU x127.
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