Christian Community Credit Union will NEVER email members asking them to provide and/or verify their Social Security Number, account number or personal identification information including passwords or Personal ID Number (PIN).



FDIC Phishing Alert – October 23, 2006
The FDIC has received reports by businesses and consumers of a phishing e-mail that has the appearance of being sent from the FDIC. This phishing e-mail, appears to be from the FDIC and ask recipients to click on a hyperlink titled "Take the Corrective Action – Implement the LinkBank System." The fraudulent e-mails, which are purportedly from "Russell A. Rau, Assistant Inspector General for Audits," typically include a "Subject" line that states: "Compliance Examination for [recipient's name inserted]."

When accessed, the hyperlink downloads an executable file to your computer. FDIC is currently analyzing the executable file; however, it is likely installing a keylogger or similar piece of malicious software. DO NOT click on the link provided in the phishing e-mail.

Once on the page, users are asked to "certify" that they "will provide correct information in order to implement the LinkBank System." The "LinkBank System" is described as:

"…a protocol developed by the FDIC and other federal agencies as a way to ensure that the standards for Online Banking security are met. This protocol is based on a client utility, safeConnect, that was developed to be installed on business computers which are used to open Online Banking sessions. This utility only interacts when an online session with a Financial Institution insured by the FDIC is opened, thus it will never interfere with any other applications."

After clicking on the certification radio button, another page is opened that asks for bank name, username, and password.

The e-mail is a fraudulent attempt to obtain personal information from consumers. Consumers should NOT access the link provided within the body of the e-mail and, under any circumstances, do NOT provide any personal information through this media.

 

Important Warning: Phishing Scams on the Rise
A current issue gaining national media attention is an email scam known as “Phishing”. “Phishing” is an attempt at identity theft where thieves send emails to consumers requesting that they “verify” or reveal personal data.

Things You Should Know About Our eMails:
We never request personal information through email.
We will never ask you to “verify” information in an email.
We will never ask you to click on a link to a “special” website to verify or request personal information.



Protect Your Card from Online Fraud
Verified by Visa and MasterCard SecureCode is a free service that allows you to create a password to confirm your online purchases. It ensures you that only you can use your Visa or MasterCard credit card online and protects you from unauthorized purchases. Once activated, your card will be automatically recognized as protected by either Verified by Visa or MasterCard SecureCode at participating online stores. Shop online with added safety and peace of mind.

> Sign up for Verified by Visa
> Sign up for MasterCard Secure Code



Would You Know What to do if Identify Theft Happens to You?
Identity theft can destroy you financially, and restoring your good name and credit can be very costly and time consuming. Identity Theft occurs when someone uses your personal information to commit fraud and other crimes. It may also involve computer fraud, mail fraud, wire fraud, and financial institution fraud. Last year, an estimated 10 million Americans became victims of identity theft. On average, in reclaiming their identity, a victim spends $1,500 out-of-pocket and 175 hours resolving problems associated with it.



Protect Your Name
Identify Theft is a very real and damaging crime. It happens when someone uses your personal information, unlawfully accesses your financial accounts, and steals your funds and credit. This type of crime can be particularly devastating – ruining your credit and causing you to be denied things like insurance, mortgages, and in some cases, jobs. Protect yourself against identity theft with these tips to becoming a savvy, safe consumer: