Low-Rate Home Loans!
New 15-Year and 30-Year Fixed Home Loan Programs

Planning to buy your first home? Looking to refinance your current loan? Have home improvement plans? Start with your Credit Union! Now's a great time with our low-rate 15-year and 30-year fixed rate home loans. We're here to help you achieve your financial goals whether it's purchasing a home, refinancing it or just saving money.

Plus, with our service promise to treat you in a God-honoring way, our friendly lending team will help you with each step of the loan process. We're your single source solution for affordable home loans! Call 800.347.CCCU (2228) ext. 4502 or visit mycccu.com/mortgage

Truth in Lending Terms and Disclosures
*APR = Annual Percentage Rate
Mortgage Loan rates and terms effective 09/23/11 and are subject to change without notice. For new purchase and refinance loans with no cash out, the maximum loan to value ratio is 80% based on appraised value. For refinance loans with cash out, the maximum loan-to-value ratio is 75% based on appraised value. All rates apply to single family dwellings. Closing costs are associated with this loan. The APR is based on loan amounts up to $417,000.00. The loan may be refinanced at any time. Loan Approval subject to credit, income and property appraisal.

Fall Back in Love with your Home
 Many of us reach a point where we begin to feel a little blah about our home, but moving is not always an option. Here are some tips on how you can get a “new” home without a new mortgage.

• Make low-cost changes that have a big impact: Paint walls, change light fixtures and  knobs, and add curtains and plants.
• Expand: Converting an unfinished attic or basement can be a great way to get extra space at a fraction of the cost of building an addition.
• Make the most of what you have: Clean and throw away, donate, or sell anything you don't need. If you have a little cash to spare, you can buy organizational tools and furniture that provides extra storage space.

We are excited to announce the recent launch of our mobile-friendly Web site which is optimized for use on most recent versions of the iPad, iPhone, Android and Blackberry.

The mobile site features five main navigation options—About Us, Locations, Rates, Credit Cards and Contact Us. Each page also gives the option to view the full Web site for more detailed information on our products and services. Check it out on your smart phone or go to myCCCU.com/mobile.

With the help of Christian Community Credit Union’s online Manage your Money Resource Center, you and your family will discover ways of becoming better stewards of your finances.

Whether you're interested in developing a workable savings plan, getting out of debt, buying a home or becoming financially fit, our online stewardship tools offer a wealth of information to help you better manage your money. These resources are just a click away. Visit myCCCU.com/manageyourmoney.

The money you deposit into your accounts helps provide affordable financing to churches for building or expanding worship facilities or purchasing property. These loans make it possible for them to better serve their members and communities. Your deposits make it possible for us to fund these Kingdom-building projects:

Calvary Chapel, Auburn, CA (Refinance)
“Thank you for your faithfulness to Calvalry Chapel Auburn throughout the refinancing process. Jonathan Pankow and other staff members have stepped up on numerous occasions to keep everything on track. What a pleasure to work with such dedicated individuals. Dedicated not only to Christian Community Credit Union and the financing process but their love of the Lord and building His kingdom was exhibited throughout. We will not soon forget the significance of praying with Jonathan & Jeremy before signing the loan documents. Just can't imagine that happening with other lenders. Thank you!” 
Senior Pastor Greg Denham, Calvary Chapel, Auburn, CA

“Exceptional customer service doesn't adequately describe the relationship that has developed between Christian Community Credit Union and Calvary Chapel. It is so much more! No one compared with the professionalism exhibited by your staff. Jonathan Pankow, Jeremy Brown, Bob Penberthy and Erin LaPointe are all great ambassadors of Christian Community Credit Union. We look forward to a longstanding mutually beneficial relationship.” Jim Bobst, Secretary/Treasurer, Auburn, CA

The Concord Baptist Church of Boston, MA  (Purchase of Worship Facility)

Now Accepting Board Nominations
The Nominating Committee is accepting nominations for two positions on the Board of Directors and one position on the Supervisory Committee for 2012. Members interested in running for one of the positions may submit their names for consideration.

Applications must be submitted to the Nominating Committee by November 15, 2011 and should be sent by certified mail along with a return-receipt request to:  Nominating Committee Chair, Christian Community Credit Union, P.O. Box 900, San Dimas, CA  91773.

The Nominating Committee will select qualified nominees by November 17, 2011.
 
Nominations can also be submitted by petition and should include a request to be placed on the ballot and the petition signed by at least 100 members. A candidate must give written consent to the nomination. The nomination by petition must be submitted to Christian Community Credit Union by December 2, 2011.

For a nomination application, please call 800.347.CCCU, ext. 6210.

Show us your Stewardship Story
Upcoming Facebook Contest

In line with our mission to partner with members and ministries to help them become better stewards and achieve their financial goals, we would like you to tell us how you manage your money wisely. During the month of November, we will be holding a contest on Facebook that will give you the opportunity to show how you are being a good steward.

Be on the lookout for details on our Facebook page at facebook.com/myCCCU. We look forward to seeing all the entries and be inspired by you!