Feel at home with Christian Community Credit Union's affordable mortgage loans. Whatever your home loan needs are, the Credit Union is your single source solution. We are a full-service mortgage lender with the expertise to assist you in purchasing a home or refinancing your existing mortgage. Our staff offers peace of mind to offer you the kind of loan that suits your budget. Our quick approval saves you time! Apply online and get approved in hours.
Reprice Home Loans
• Lower Closing cost
• Locked rates and fixed payments for 5-7 years no points
• No prepayment penalty
LTV 80% up to $829,750. With 2 points. As low as 4.875/5.323% APR
Other Loan Programs:
• Fixed 30, 20, 15 year mortgage
• 3 year reprice, 30 year term
• 5 year reprice, 30 year term
• 7 year reprice, 30 year term
• 5 year reprice, 15 year term
Call 800.347.CCCU
> Apply Online
> eMail
APR = Annual Percentage Rate
Mortgage Loan rates and terms effective 07/03/09 and are subject to change without notice. For refinance loans with cash out, the maximum loan-to-value ratio is 75%. The "as low as" rate is our 7-year reprice/call option with 2 points and is subject to increase or decrease. All rates apply to single family dwellings that are owner occupied. Closing cost associated with this loan.
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Equity Credit Line as low as 3.50% APR*
Let us help make your dreams come true.
 (Disclosures) |
Your home holds the answer to your dreams. Use the equity in your house for home improvements, college funding, bill consolidation, auto purchase or whatever you need. Put the built-up equity in your home to work for you!
• No annual fees
• No processing fee
• Interest only payment option
• Checkbook access
• As you repay what you borrow, your credit becomes available
| Min/Max Loan Amount |
Max Loan to Value
|
Standard Variable
|
| $5,000 - $500,000 |
80%
|
3.50% APR
|
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APR=Annual Percentage Rate.
*The as low as rate shows a 1/4% deduction if your mortgage/1st Trust Deed is with the Credit Union. Loan rates and terms effective 07/03/09 and are subject to change without notice. The interest rate is variable and is based on the Wall Street Journal prime rate. The rate is adjustable monthly with a minimum interest rate of 3.50% APR and a maximum interest rate of 18.00% APR.
Get a 1/4% deduction of the standard variable rate if your mortgage/1st Trust Deed is with the Credit Union. Equity Credit Line is only available in the following states: Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Idaho, Illinois, Kansas, Louisiana, Iowa, Maine, Massachusetts, Michigan, Montana, Nebraska, New Hampshire, New Mexico, North Carolina, Oklahoma, Ohio, Oregon, Tennessee, Utah, Virginia, Vermont, Washington, Wyoming and Pennsylvania. This is a line of credit secured by the equity in your home. Fees associated with this loan: appraisal fee and title fee - varies (estimated appraisal fee $400); additional fees approximately $300. One time membership fee of $5 will be added to your loan for new loan only members.
Resources
Check out our Mortgage Mart resource which is an interactive approach to the residential loan process. The Mortgage Mart is also full of
Financial Wizards and information to help with the Real Estate loan process.
The
Library has a Card Catalogue that allows you to search for information on many aspects of real estate finance. The catalogue covers definitions, federal regulations, loan documents, articles, mortgage lending overview, and interest rate archives.
> Mortgage Application
> Mortgage Library
> Mortgage Wizards
>
Tips to Avoid Foreclosure
Cash Rebate
Are you in the market to buy or sell a home? As a member of Christian Community Credit Union, we can place you with one of the top performing real estate agents in your neighborhood. And you'll receive a huge 25% cash rebate from the agent's commission! Call 800.347.CCCU ext 6169 for more information.
> Details on Real Estate Rebate
> Find your Dream Home
> Value your Home
> Home Buying Seminar
