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1. If your account becomes 2 cycles delinquent at any time, your APR will increase to 17.90%. If your APR is increased due to delinquency, the new rate will remain in effect until you have maintained a current payment record for six consecutive cycles at which time your APR will decrease to the current standard rate.
Card Agreement and Federal Truth-in-Lending Disclosure: By my/our signature I/we acknowledge that I/we will be bound by all the terms and conditions of the credit card agreement and Truth-in-Lending disclosure statement which will be provided later with or before issuance of cards. If upon receipt and review of said credit card agreement and Truth-in-Lending statement, I/we do not agree to be so bound upon receipt of any credit card issued pursuant to this application, I/we will render same unusable by cutting in half and will return it to the Credit Union with notice of my intention. I/We also warrant the accuracy and completeness of information I/we have supplied herein, acknowledge that the Credit Union will rely on same in determining to extend credit, authorize the Credit Union to verify said information by any means, and report performance under this account to any credit reporting agency.
Notice to Applicant: The following applies if you are not already a member of Christian Community Credit Union. I hereby apply for membership in CCCU with this application and certify that I qualify for membership based on the relationship stated in section 1. I understand that CCCU’s non-refundable membership fee of $5 will be charged to my credit card account if my application is approved. I further understand that to continue my membership in CCCU, I must maintain this credit card account relationship or separately establish a member savings account should I discontinue this credit card account. Credit Union membership is not required for spouse as a joint applicant.
Important Information About Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires us to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Note: This form was printed on, and the information herein is current as of 08/01/06. The interest rate is fixed; however, the interest rate and all terms could change sometime in the future. If terms change, you will receive prior notice. To find out what may have changed, call 800.347.CCCU, or write to: Christian Community Credit Union, P.O. Box 3012, Covina, CA 91722.
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