One of the first questions we are asked is, “How does our ministry bank with your credit union when we are so far from your offices?” Our answer is simple. We bring banking services to you through online channels and local banking partners. Whether you are 5 miles away or 5,000 miles away, you can choose from an array of convenient banking solutions.

Making Deposits
With the advancement of technology, many ministries can save time by banking without leaving their offices. Wherever you are located in the United States, you can send us your daily check deposits remotely through a service called Remote Deposit Capture. This service allows you to scan and deposit checks without ever leaving your office. Read what our members are saying about this time saving service.

“RDC is one of the best services CCCU provided to our church. It’s safe, secure, and FAST! After counting and confirming an offering on Sunday, it takes only a few minutes to deposit the checks with RDC. Deposits used to wait until our checks were scanned in our4 records system, but now with RDC, our deposits are made quickly and we input them into our record system later in the week. Once you start using RDC, you’ll never want to give it up! Thank you CCCU for providing this service!”

Additionally, any cash that you need to deposit can be taken to a local affiliate banking center near you.

Making Payments and Accessing Funds
The most common method ministries use to make payments is check writing. With our ministry checking accounts, you can write an unlimited number of checks and access the images online once the checks clear. We also offer check fraud protection through Positive Pay. This service protects you by allowing you to review checks that clear, but do not match the list of checks you have issued, and by notifying us of these checks so they can be returned.

We also offer tools to transfer funds electronically, such as Automated Clearing House (ACH) and Wires, to make it even easier for you to make payments. Whether you need to make a one time, recurring, same day, or future dated payment in the US or internationally, you can conveniently initiate the payment through our Secure Online System.

Managing Your Accounts
Besides making deposits and withdrawals, we offer two online banking systems to help you manage your accounts.

• Online Banking: Our basic online banking system will allow you to appoint one individual to access your account and inquire on balance and account activity information. You can also make online transfers, pay bills, access electronic statements, and initiate external funds transfers.
• Cash Management: This is our more robust online banking system. It is the ideal solution for ministries who have volunteers and multiple staff managing the accounts because it will allow you to issue individual user access for each person. This system offers many features that make managing your accounts convenient. Here are just a few of the features: Balance Reporting, Detail Transaction Reporting, Balance Alerts, On-screen Check Images, Account-to-Account Transfers, ACH Origination, Wire Transfers, and more.

Professional Banking Team
Our dedicated team is ready to assist you with all of your banking and lending needs. We are committed to ensuring that you are fully satisfied with our partnership.
 

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